MONIX Joins Forces with Lazada, foodpanda, and BeNeat To Create 5,000 Job Opportunities via FINNIX App

To promote financial independence and well-being for self-employed individuals, FINNIX digital lending application provider MONIX is partnering with the country's big three platforms, Lazada, foodpanda, and BeNeat to launch the "Empowering Self-employed to Thrive" campaign aiming to create jobs, opportunities, and income for self-employed and nano entrepreneurs nationwide. Users of the FINNIX app can apply to become online merchants, riders, or cleaners and enjoy special privileges that help make life easier and resolve money concerns. At least 5,000 self-employed individuals are expected to join the campaign around the country.

In sharing the news, MONIX Chief Operating Officer Thiranun Arunwattanakul, said, “We are creating the FINNIX digital lending application to become a truly customer-centric platform. Along with providing credit and focusing on the issue of unfair informal debt in order to make Thai people financially happy, we are also working to strengthen our clients' finances, enabling them to work more and earn more. During the COVID-19 outbreak, with the economy still fragile, many may find themselves unable to make ends meet, resulting in an unintentional credit score loss. The FINNIX application has been seeking partners who share our commitment to creating jobs and sustaining incomes for our customers. Initially, we have partnered with world-class platforms Lazada and foodpanda, as well as a homegrown start-up application BeNeat, to support the "Empowering Self-employed to Thrive" campaign offering special privileges to those who apply to be Lazada sellers, foodpanda delivery riders, or BeNeat cleaners via the FINNIX application, which is simple to apply for and enables users to start earning money quickly.”

"At the beginning of the campaign, FINNIX application users signing up for the three platforms experienced an increase in liquidity, as evidenced by their ability to maintain a credit score. Additionally, our records indicate that they were able to quickly close loan balances with FINNIX and request new loans to use as cashflow for business operations. As a result, we anticipate that approximately 5,000 self-employed individuals across the country will initially participate in the campaign, contributing significantly to the continued growth of FINNIX nano finance loans this year. We saw exponential growth of up to 800% last year compared to the previous year."

Currently, the FINNIX application enables individuals without financial documents or those with a monthly income of 8,000 baht or more to obtain legal access to amortized loans at a low monthly interest rate of only 2.75%. Borrowers may terminate their loans at any time without incurring any fees. Currently, the application has over 6 million downloads and has disbursed over 9 billion baht in nano loans.

Lazada Thailand VP, Head of Seller Platform Panasm Wongbencharat noted that, "Lazada is committed to promoting small businesses in Thailand by making it easier for nano entrepreneurs to conduct business on the Lazada platform. FINNIX is a critical partner with whom we share a common goal, and it is through our partners that we are able to identify small players interested in growing alongside us. Lazada has launched new merchant assistance packages and various privileges to assist Thai sellers in increasing their capacity to sell on the Lazada platform. Additionally, Lazada University offers relevant courses and sales tips to educate Thai SMEs on how to enter e-commerce efficiently, from the initial stages to campaign and marketing participation, as well as ongoing skill development. Lazada is always by the side of those who work hard to earn a living."

FINNIX customers can sign up to become online sellers, opening new stores on Lazada today for free, and instantly enjoy the following seven special free privileges from 4 January – 31 April 2022:  

  1. 0% transaction fee
  2. Daily cashback program
  3. Special free shipping program with Lazada for 30 days, supporting a shipping cost of up to 40 baht for every successful purchase according to the specified conditions.
  4. 50% discount coupons to boost sales from Lazada with no minimum purchase or 120-baht discount for products priced at 400 baht or more.
  5. The “Lazada Supports Thailand” campaign for new sellers to help increase visibility for new stores  
  6. The “Friends Help Friends” campaign  
  7. New store supervisors

Delivery Hero Logistics (Thailand) Co., Ltd. Strategic Operations Manager Sutthaporn Homcharoen noted that, "In addition to partnered stores and customers, delivery riders are one of foodpanda's key business partners. They are the ones who bring happiness and a great experience to everyone through delicious meals. foodpanda appreciates their commitment and determination in providing the best service possible to each customer over the course of our ten-year relationship in Thailand. We have always heeded their requirements. According to our survey, their top priorities are convenience, speed, and low-interest loans. foodpanda has partnered with MONIX, the developer of the FINNIX application, to provide funding sources to assist foodpanda riders with financial matters."

FINNIX customers can sign up to become foodpanda riders today and get jobs in 77 provinces across Thailand and receive the following three free special privileges from 1 April - 31 May 2022:

  1. Step 1: Receive a special bonus of up to 1,000 baht (bonus depends on areas)
  2. Step 2: Free! Background check worth 100 baht
  3. Step 3: Get rain gear or a crossbody bag (limited to 20 items of rain gear and 20 crossbody bags for the first 40 people who successfully sign up to become riders)

BeNeat Co., Ltd. Chief Operating Officer Preeyalak Noi-Am said, "BeNeat would like to express its gratitude to FINNIX nano finance for assisting BeNeat cleaning workers in times of need by facilitating access to legal loans. Even if they do not work full time, they can apply for a loan through BeNeat if they have a monthly income of at least 8,000 baht. Additionally, it assists in establishing a second career and diversifying revenue streams. BeNeat is more than happy to assist these hard-working self-employed individuals in improving their quality of life and to assist FINNIX customers in increasing their income through BeNeat by signing up to work with us and receiving special benefits, independence, and insurance coverage during their service. Additionally, they will be able to receive training at the BeNeat Academy, a standardized training facility featuring BeNeat's copyrighted cleaning courses."

FINNIX customers can sign up to become BeNeat cleaners and receive a 10% discount on the application fee and get a free BeNeat pattern apron worth 350 baht in Bangkok and vicinity (Nakhon Pathom, Pathum Thani, Nonthaburi, Samut Prakan and Samut Sakhon), and Chonburi and Chiang Mai from 1 April - 30 June 2022.

About MONIX Co., Ltd.

MONIX Co., Ltd. is a joint venture company of the Siam Commercial Bank PCL (SCB) and Abakus Group, a Chinese fintech unicorn. Established with a vision to create opportunities for people to prosper and enjoy life, MONIX successfully launches ‘FINNIX’, a digital lending application and aims to be the No.1 Financial Application in Thailand and SEA region.  


The FINNIX application is provided by MONIX Co., Ltd. The application is regulated by the Bank of Thailand and operates legally at every step. Consumers can check the company's license at the Bank of Thailand website. Those interested can download the FINNIX application by visiting, learn more about the application and terms of use at, or via Facebook at